Therefore, in the above example, the $5 insurance bet would win $10. ![]() If the dealer has a ten or picture card in the hole, which gives him a blackjack, the insurance wager is paid at 2 to 1 odds. Players wanting to make the insurance bet place a $5 chip in the insurance line. The dealer loudly says “insurance” while pointing his finger on the felt and moving it from left to right in front of all players. Before any player can act on his hand, the dealer asks players if anyone wants to wager on insurance. When taking insurance bets, casino rules allow players to wager an amount equal to one-half (or less in some casinos) of the original wager on the hand.įor example, suppose you wager $10, the dealer deals the cards, and her up-card is an Ace. If the dealer’s hole card is not a ten-value card, the insurance bet is lost. If it is, the dealer will have a blackjack and players who make the insurance bet win. ![]() It’s an optional and separate side bet in which players must decide if they want to bet that the dealer’s hole card is a ten or picture card.
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